Auto Tips - Repairing a Fender Bender
Many people have been in a minor auto accident or 'fender bender' at some point in their driving lives.
This is very common.
It is best to have auto insurance so a minor accident does not become a major deal.
When you experience your first minor accident it can be very stressful.
You need to be careful not to say or do the wrong thing, because this can screw up your case for auto insurance.
You also need to be careful to get all of the information you will need to file a claim.
It's best to learn what to do before an accident happens.
First, so long as no one is hurt, move the cars out of the road.
This is very important especially if the accident happened in an intersection.
You don't want to cause more accidents by blocking the roadway.
Leaving your car in the middle of an intersection can cause more accidents and injuries.
Before you start to move the cars, though, be sure to turn on hazard lights.
Second, call the police.
Ideally, you want the police to come to the scene and write up an accident report.
This makes filing a claim through insurance much easier.
In some areas, police may not come to the scene of an accident if there are no injuries, but you still need to call in the accident regardless.
Here is the most vital step to remember: you must exchange information with the other driver.
Each of you needs the other party's name, phone number, insurance carrier, policy number driver's license number, and license plate number.
It is also a good idea to get some details on the other vehicle, such as make, model, year and color.
When you are exchanging information, be careful what you say to the other driver.
Do not admit fault, or apologize for the accident or any part in the accident.
Don't even say "sorry.
" You do not want to be taken as admitting fault, as this is problematic for an insurance claim.
Let the police sort out who was at fault.
If you have a camera or camera phone, get out and take some pictures of the vehicles.
Try to get shots of both, including the damage done, and get a few shots of the cars' position in relation to each other.
Then when you leave the scene of the accident, call your insurance company and report the accident and provide all of the relevant details they request.
This is very common.
It is best to have auto insurance so a minor accident does not become a major deal.
When you experience your first minor accident it can be very stressful.
You need to be careful not to say or do the wrong thing, because this can screw up your case for auto insurance.
You also need to be careful to get all of the information you will need to file a claim.
It's best to learn what to do before an accident happens.
First, so long as no one is hurt, move the cars out of the road.
This is very important especially if the accident happened in an intersection.
You don't want to cause more accidents by blocking the roadway.
Leaving your car in the middle of an intersection can cause more accidents and injuries.
Before you start to move the cars, though, be sure to turn on hazard lights.
Second, call the police.
Ideally, you want the police to come to the scene and write up an accident report.
This makes filing a claim through insurance much easier.
In some areas, police may not come to the scene of an accident if there are no injuries, but you still need to call in the accident regardless.
Here is the most vital step to remember: you must exchange information with the other driver.
Each of you needs the other party's name, phone number, insurance carrier, policy number driver's license number, and license plate number.
It is also a good idea to get some details on the other vehicle, such as make, model, year and color.
When you are exchanging information, be careful what you say to the other driver.
Do not admit fault, or apologize for the accident or any part in the accident.
Don't even say "sorry.
" You do not want to be taken as admitting fault, as this is problematic for an insurance claim.
Let the police sort out who was at fault.
If you have a camera or camera phone, get out and take some pictures of the vehicles.
Try to get shots of both, including the damage done, and get a few shots of the cars' position in relation to each other.
Then when you leave the scene of the accident, call your insurance company and report the accident and provide all of the relevant details they request.
