Judgment Creditor

• A plaintiff who obtains a judgment becomes a judgment creditor and can utilize all of the post-judgment collection procedures authorized by law against a judgment debtor to obtain satisfaction for his judgment.
  
  

Default Judgment

• Upon application to the court, a plaintiff may obtain a default judgment when a defendant fails to properly respond to the complaint within the time specified by the court rules.
  
  

Removing A Default Judgment

• A defendant may seek to vacate or dismiss a default judgment if he can demonstrate to the court that he was not properly served with notice about the plaintiff's complaint.
  
  

Post-Judgment Collection Remedies

• Subject to approval by the court, a judgment creditor can seek to attach the assets of a judgment debtor, place a lien on his property or garnish his wages.
  
  

Public Record

• Since a judgment is a matter of public record, it may appear as a negative trade reference on a debtor's credit report.
  
  

Satisfying A Judgment

• A judgment is extinguished upon payment of the remaining amount of the balance due on the judgment.