Insurance is not easy to understand. You hear different terms and explanations of what these terms mean. After you buy a policy (auto, life, health or property), you make your monthly premium payments, then, when you receive medical care or file a claim for a loss, you're expected to pay for a part

An automotive floor manager closer might have different titles in a dealership or the business she works for, such as a closer or sales manager. The Bureau of Labor Statistics (BLS) reports that the average income for an automotive sales manager is $33.73 an hour based on 2006 data. Hours for the po

Mediclaim insurance is basically medical or health insurance. It works on the premise that heath is an unpredictable factor in life. And with rising costs of medical care, hospital expenses, prescription drugs and doctor's fees, ...

Mortgage insurance companies petitioned Congress to allow a tax deduction for mortgage insurance premium. At the time, many lenders offered loan programs with loan to value is exceeding 80 percent and simply charging a higher interest rate instead of requiring the borrower to purchase private mortga

Understanding Your Life Insurance Options The best thing about life insurance [http://www.netquote.com/life-insurance/] is that it provides financial security to your family after you pass away. Also, during your life time, life insurance can built up ...

Most individuals realize how important life insurance truly is, but there is often a great deal of uncertainty and confusion associated with the selection process. When choosing between term life and whole life it is ...

The state of Missouri offers disability benefits to injured workers through the Missouri Workers' Compensation program. Missouri employers with five or more employees are required to have workers' compensation insurance, which is paid by the employer. Injured workers are required to immediately repo

When travel budgets are tight, it's easy to skip purchasing travel insurance. However, anyone who has experienced a travel emergency either before or during a trip understands why purchasing travel insurance is important. Travel insurance can provide valuable peace of mind, whether your trip is inte

Whether you're in insurance sales or someone looking to buy a life insurance policy, understanding how to calculate the "right" coverage is essential. Afterall, you are paying for something that should help to make life ...

According to Forbes.com, it is both illegal and unwise for a parent to bequeath her earnings and assets to a minor child. The laws on our books recognize the real possibility that children, because of their intellectual and fiscal immaturity, could squander the money on items they want...

Settling an estate after a loved-one has passed away is never an easy task. Emotional issues entangle every decision and process. However, life insurance companies have made getting death benefits fairly simple and do their best to expedite the process to get beneficiaries the money needed to settle

To operate a vehicle in Massachusetts, a driver must have auto insurance. To register a car, the law requires a driver to carry the minimum amounts of specific types of coverage.

Calculating how much life insurance you need can be somewhat subjective for many people. Life insurance agents often have several different ways to estimate the amount of life insurance an individual should buy. Sometimes these estimates include "rules of thumb" or are imprecise, erring on the side

Life insurance depends on three different parties to the contract: the insured, the policyholder and the insurance company. The death benefit being purchased is held for the benefit of a fourth party: the beneficiary. Many times, the policyholder and the insured are the same individual. This arrange

Debentures are long term debt instruments. These are usually issued by big companies and the government with the intent of raising funds. These debt instruments are not backed by any collateral. The debenture holders usually have the option of converting their debentures into shares of the com

The requirement to declare an insurance payout depends on the type of insurance that paid the money, whether you already tax-deducted the loss and why you received the payout. Life insurance payouts to beneficiaries are normally not taxable. However, some types of auto insurance payouts are taxable,

Losing a loved one can be a traumatic and painful experience. Do not make it even more difficult by failing to financially prepare your family for the unexpected. Life insurance will not only help with funeral arrangements, but it will also allow your family to continue to purchase groceries, live d

Are you wondering how you can purchase cheap Life insurance? Worry no more! Here you'll get the five easy steps to getting the cheapest quotes and the best deals available. Use one or use all, ...

Using life insurance as investment has its advantages and its drawbacks.money, money, money image by easaab from Fotolia.comLife insurance is an important purchase, and in some cases it can be a wise investment as well. Universal insurance and whole life insurance policies combine the...

Should you find yourself in a predicament whereby you are unable to work, income security cover is a way in which will provide financial security to your family. At an already difficult time, you will ...