Hiring a Chapter 13 Lawyer Helps You to Rearrange the Repayment Plan
One of the first benefits of hiring a chapter 13 lawyer is because he will be the legal representative of his client all through the case. This is very much needed as he has complete knowledge about how to address each and every person related to the law and also about the procedures to be followed for the filing. Though the person does know about what to do, he is unaware of the technical details known only to a professional. When a person approaches the attorney with the bankruptcy case, the first thing that he will do is find out if the client is actually bankrupt according to the standards set by the law. If so, his suggestion will be to take up credit counseling through a certified counselor recognized by the federal judicial system. He will also have contacts of some of the counselors and this will aid the clients to find them easily. The fee for this is very minimal according to government rules.
What does he do next?
Once the client has taken up the counseling, he will file the bankruptcy plea with the court along with the certificate from the counselor. This will provide added leverage to the application. The main contents of the counseling is money as well as debt management which is very important for the chapter 13 filing as this involves a lot of money management to repay off the debts in the given period of time.
Can he reorganize the debt repayment plan for his clients?
Another major task for which the chapter 13 lawyer in Indianapolis is hired is to rearrange the repayment plan. Once the repayment plan is submitted to the court and is approved, the approval of the court is needed to make any changes in the same. For example, if the client has some emergency medical expenses, he or she can appeal to the court through the attorney to make changes in the same. This can be done without hiring the barrister but the task is done faster with technical and expert knowledge. These professionals are available in any law firm in the city but it is best to hire one from a specialized firm in the field of bankruptcy. This will ensure that the attorney has good amount of experience and skill to handle the case. His credentials should be checked before hiring him for any purpose as mentioned above.
What does he do next?
Once the client has taken up the counseling, he will file the bankruptcy plea with the court along with the certificate from the counselor. This will provide added leverage to the application. The main contents of the counseling is money as well as debt management which is very important for the chapter 13 filing as this involves a lot of money management to repay off the debts in the given period of time.
Can he reorganize the debt repayment plan for his clients?
Another major task for which the chapter 13 lawyer in Indianapolis is hired is to rearrange the repayment plan. Once the repayment plan is submitted to the court and is approved, the approval of the court is needed to make any changes in the same. For example, if the client has some emergency medical expenses, he or she can appeal to the court through the attorney to make changes in the same. This can be done without hiring the barrister but the task is done faster with technical and expert knowledge. These professionals are available in any law firm in the city but it is best to hire one from a specialized firm in the field of bankruptcy. This will ensure that the attorney has good amount of experience and skill to handle the case. His credentials should be checked before hiring him for any purpose as mentioned above.
