Things to Consider in Filing Auto Accident Claims
The rigid and complex nature of the process involving an auto accident claim adds to the difficult task of insurance settlement. The insurance adjuster of your insurance company will always do his or her best to offer you the lowest possible amount, actually shortchanging you in the process. Therefore, it is always important to have a Los Angeles auto accident attorney with you during the settlement period.
What to Remember during Settlement
The following are the essential things to consider when facing the auto claim adjuster:
1. Set a lowest settlement amount that you want to receive.
This is highly recommended before you talk with the insurance adjuster; however, you should not disclose it with him or her prior to your scheduled meeting. With this, the insurance adjuster will not be able to make you decide unwillingly.
2. Do not agree with the first auto accident settlement offer.
Almost all of the auto insurance adjuster gives a low settlement offer to know the extent of your likeness in settling the claim. It is their intent to provide a low offer at first so as to know how you will react.
3. Clarify the low settlement.
Always keep in mind that the reason for a low offer is to determine your level of perseverance in having your claim settled. If it happens, ask the auto insurance adjuster to give you a detailed explanation. If his or her reason is not valid enough, then reject the offer.
4. Gradually reduce your settlement.
You have to lower your opening settlement demand so that you can move forward. A range of 10 to 20 percent would be best because it will reflect that you are willing to settle.
5. Do not over reduce your settlement claim.
The auto insurance claim adjuster will always try to outwit you and decrease your initial demand. In here, it is better to ask the opinion of your Los Angeles auto accident attorney.
If you sustained multiple injuries and your car incurred serious damages, it is important for you to file an auto accident claim immediately. The wrongdoer will most likely compensate you for all your losses, as long as you are able to prove his or her fault. Hence, you really have to present concrete and valid evidences, aside from having an attorney.
As the attorney is set to perform his or her legal duty after you hire one, you have to understand that you also have your personal responsibilities as regards the resolution of the case. That is, through cooperation and giving sufficient and accurate information.
What to Remember during Settlement
The following are the essential things to consider when facing the auto claim adjuster:
1. Set a lowest settlement amount that you want to receive.
This is highly recommended before you talk with the insurance adjuster; however, you should not disclose it with him or her prior to your scheduled meeting. With this, the insurance adjuster will not be able to make you decide unwillingly.
2. Do not agree with the first auto accident settlement offer.
Almost all of the auto insurance adjuster gives a low settlement offer to know the extent of your likeness in settling the claim. It is their intent to provide a low offer at first so as to know how you will react.
3. Clarify the low settlement.
Always keep in mind that the reason for a low offer is to determine your level of perseverance in having your claim settled. If it happens, ask the auto insurance adjuster to give you a detailed explanation. If his or her reason is not valid enough, then reject the offer.
4. Gradually reduce your settlement.
You have to lower your opening settlement demand so that you can move forward. A range of 10 to 20 percent would be best because it will reflect that you are willing to settle.
5. Do not over reduce your settlement claim.
The auto insurance claim adjuster will always try to outwit you and decrease your initial demand. In here, it is better to ask the opinion of your Los Angeles auto accident attorney.
If you sustained multiple injuries and your car incurred serious damages, it is important for you to file an auto accident claim immediately. The wrongdoer will most likely compensate you for all your losses, as long as you are able to prove his or her fault. Hence, you really have to present concrete and valid evidences, aside from having an attorney.
As the attorney is set to perform his or her legal duty after you hire one, you have to understand that you also have your personal responsibilities as regards the resolution of the case. That is, through cooperation and giving sufficient and accurate information.
