How to Add Lines to Your Credit Profile
- 1). Write a letter to the creditor requesting that they inform the three credit bureaus, Equifax, TransUnion and Experian of your account status. Include your full name and account number in the letter.
- 2). Mail the letter certified mail to the customer service department.
- 3). Order a copy of your credit report from each credit bureau after 30 to 45 days. By law, you can receive a free copy of your credit reports once a year through Annual Credit Report.
- 4). Review each report for the updated credit file on your account.
- 5). Write a dispute letter to any credit bureau not listing the account. Inform the credit bureau that you are requesting they investigate the account and add the missing information. Include a copy of your credit report, a copy of the letter you sent to the creditor and any proof you have of the account such as bill statements or copies of checks.
- 6). Order a second copy of your credit report from any credit bureau that was not reporting the account after 30 to 45 days to verify the bureau added the account information.
