1 Dangerous sports attract higher health insurance rates.
Therefore quit any sport or leisure activity that's either life-threatening or very dangerous and you'll get lower rates.
2 If you drive recklessly then expect to pay higher health insurance rates.
Being convicted of traffic offenses isn't just bad for your auto insurance rate it also affects your rates.
This is because you've made yourself a bigger risk to your insurer.
Improving your driving records and developing a good driving culture will lower your health insurance rates.
Super-fast automobiles like sports cars and power bikes will make you pay much higher premium.
The simple reason remains that you raise the chances that you'll make claims soon.
3 Those whose occupation expose to hazards attract higher health insurance rates.
You'll get lower rate if you leave a hazardous occupation for something safe.
A person who works in a nuclear plant can't expect the same rates with a clerk in the neighborhood grocery.
4 How much are you willing to contribute to payments for your visits to your doctor? This is what is called your co-pay in case you don't know already.
The higher it is, the lower your rates will be.
If you hardly ever need to see a doctor, you may save a lot by choosing a high co-pay.
5 You will save much money on health insurance if you obtain and compare quotes from online sites.
You will realize savings if you go to just one quotes site.
However, you'll get more by using at least three.
I recommend that you visit not less than three quotes sites as that will ensure you do not miss out offers not given by the other sites.
This gives you a broader basis for doing better comparisons thus increasing your chances of realizing more savings.