Identification

• Temporary or short-term health insurance is insurance coverage that lasts up to 12 months, but can be shorter. Because this coverage is meant to be a temporary solution, it covers emergencies and accidents rather than preventative doctor visits, treatment for pre-existing conditions, surgeries and prescription drugs.
  
  

Potential

• This type of coverage is for those who are in between long-term health insurance plans. For example, a worker who has not yet found a new job, but whose COBRA benefits will run out soon, may need a short-term plan until they can secure health coverage under a new employer.
  
  

Considerations

• Some companies will allow you to renew a temporary or short-term health insurance plan once your initial coverage period is up; others will not.