There are many benefit programs offered in the 2009 Stimulus Package that can benefit you. With the economic downturn, the government has taken decisive action to help stimulate the economy in the most affect areas. In the plan, the housing and car industries are receiving most of the help.The first time home buyer tax credit is the most generous program in the 2009 Stimulus Package. Before the package, a repayable $7,500 was available from the government. The government would lend you $7500 and require you to pay $500 per year over 15 years. This acted like an interest free loan. With the stimulus package, $8000 is now available. However a big difference is that this $8000 does not need to be paid back! The main requirement is that you must live at the home for a 3 year period. If you change residence before then you must repay the $3000. For those who purchased home in 2008, an amendment can be filed to receive the $8000 tax credit in 2009. The home needs to be official purchased before tax fillings are submitted.Furthermore, there is help for new car buyers. A tax benefit will be given to anyone who buys a new car this year. This benefit will allow the car buyer to deduct the sales tax on the car purchase from their taxes. This offer is only good on cars purchased before the end of 2009.If you think you are eligible to receive benefits from this package, you should apply immediately.