Business & Finance Finance

Financial Health, Household Budgeting and Taking Back Control

Keys for Taking Back Control of Your Finances Not since the 1930's, has there been the urgency for developing a mindset of cost savings in every area of our lives.
Realizing how much is being wasted, and principles to correct it, should be of paramount importance in every American household.
We've known for many years, that "any savings is earned income"! But if you possess the disciplines for maintaining a "saving mindset", you'll never miss another savings opportunity.
And you'll be in a position to help your family and friends do the same.
Begin with the development of an attitude for savings.
The old saying is still true, "a penny saved is a penny earned!" Never forget it.
The effort necessary in reducing the amount you spend for any item is working to maintain what you have.
Any savings is the end result of the expended effort.
Today, not very many have this mentality.
Those who do, will remain miles and dollars ahead of the others.
One of the most important lessons you will learn is to stop wasting.
The amount wasted by Americans is staggering.
Why would anyone in their right mind, buy an item and later proceed to throw it out.
Money is too hard to come by.
You would never think to throw money away, but that's exactly what's taking place.
Let's resolve to be more intelligent shoppers, using everything we buy, while keeping more money in our pockets.
Learning the principles of saving and reaping the benefits.
It doesn't take much effort to save a hundred dollars a month.
So in essence, you will be receiving a $100 a month raise.
Would you be appreciative to your boss, if he gave you a 100 dollar a month pay increase? Sure you would! Forget your boss! Give yourself a raise! Like I said, it's not difficult to do! The lessons you pass on to your children will be invaluable.
If you're wasteful, your children will be also.
That's not at all, desirable behavior.
Children emulate their parents.
So if you develop a savings mindset, your children will as well.
And that is, most definitely a behavior to be desired.
A little preparation, some smart shopping, and a fervent intent to keep as much of your hard-earned income as possible, will fuel your efforts.
Family members can all benefit from the lessons you have adopted.
Having the mindset of savings, in all areas, gives you a tremendous advantage over 95% of all households.
Understanding savings takes effort, and can be compared to getting a pay increase.
Stretching your income allows you the possibilities of doing more for less.
Rudy Venice can be reached for questions at: marketmethods@RudyVenice.
com


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