If you live in Georgia it's incredibly important that you seek out health insurance coverage before you become ill.
The main reason for this is obviously so that you will have the insurance in place when you need it, but also, this is one of the states where insurance companies are permitted to refuse coverage based on a person's medical history.
Although there are a few minor exceptions to this rule, people in Georgia, who are already ill, will find it difficult to secure affordable health insurance.
Being young and healthy are both beneficial when it comes to finding affordable health insurance.
Another benefit is working for an employer that offers group coverage.
Group coverage is basically a health care plan that covers a number of people.
For this reason the premiums are generally much lower than for an individual plan.
Many employers will actually pay a portion of the premiums for their employees as part of a benefit package.
If you are eligible for this type of coverage, there really is no good reason not to participate.
If you are forced to seek out coverage on your own there are still ways to find the best price possible.
Comparing plans is fundamental.
Not all health insurance companies are created equal and you'll find that the cost of a plan with one may be much less expensive than a comparable plan with another.
Call a few different companies to get price quotes before making any final decisions.
You can also pick and choose your coverage with some insurers.
If you rarely use any prescription medications, you may opt not to have this type of coverage.
The same holds true with items such as vision and orthodontic care.
It's a good idea to carefully consider exactly what coverage is essential to your situation and then find a policy that will accommodate your needs.