Improve Your Credit Score - Credit Repair Companies Put To The Test
As a consumer credit advocate I get asked all the time - can credit repair companies improve your credit score? The simple fact is yes! You can improve your credit score and get pre-approved for credit cards and prime rate loans by hiring a reputable credit repair company to work as your advocate.
There are many companies that advertise credit repair services, but asking the right questions will help you decide which company is the most reputable and the best fit for your goals.
With the best credit repair company on your side, collecting the facts will help you improve your credit score.
In order to improve your credit score, I suggest you ask the following questions before hiring a credit repair company: •Do they have a Better Business Bureau record?Legitimate and reputable companies maintain a satisfactory record with the Better Business Bureau (BBB).
Accredited businesses are committed to its customers and maintain the highest standards of trust and reliability.
Visit bbb.
org to verify satisfactory rankings of the credit repair companies you are considering.
•Is the company a law firm?Attorneys are bound by rules of ethics that require them to act with absolute integrity.
Attorneys are responsible for looking after their clients' best interest and are required to utilize custom approaches to call upon every means possible to obtain positive results for their clients.
Most companies, law firms or not, charge around $39 per month, so you should demand representation from a law firm for the same price to improve your credit score.
•Is a free consultation available?You should be able to discuss your goals and expectations before you enter into a contract with any credit repair company.
You should also be advised of your rights under The Fair Credit Reporting Act (FCRA) [http://www.
825credit.
com/fcra.
html] and learn how the law is on your side to help you improve your credit score.
•Can you cancel at anytime?Hiring the right credit repair company to represent you can help you gain better credit and improve your credit score.
As results are obtained, you will not require the services of a credit repair company forever.
Once you improve your credit score, reputable credit repair companies will allow you to cancel your account.
•Are online account management tools available?Reputable credit repair companies allow you, the client, to choose how you want your case managed to improve your credit score.
Good credit repair law firms will give you options and advice on how to achieve the best results and will allow you to manage your case via a secure online client website.
•How many items have they removed for their clients?Legitimate credit repair companies have a proven track record of success.
Companies such as Lexington Law have helped over 400,000 clients delete millions of items that are serious enough to harm your access to credit, prime loan rates and even a job.
I understand the challenges that you've encountered on your quest for better credit and, more importantly, a better life.
You've been climbing a mountain; the right credit repair company can help you reach the top.
There are many companies that advertise credit repair services, but asking the right questions will help you decide which company is the most reputable and the best fit for your goals.
With the best credit repair company on your side, collecting the facts will help you improve your credit score.
In order to improve your credit score, I suggest you ask the following questions before hiring a credit repair company: •Do they have a Better Business Bureau record?Legitimate and reputable companies maintain a satisfactory record with the Better Business Bureau (BBB).
Accredited businesses are committed to its customers and maintain the highest standards of trust and reliability.
Visit bbb.
org to verify satisfactory rankings of the credit repair companies you are considering.
•Is the company a law firm?Attorneys are bound by rules of ethics that require them to act with absolute integrity.
Attorneys are responsible for looking after their clients' best interest and are required to utilize custom approaches to call upon every means possible to obtain positive results for their clients.
Most companies, law firms or not, charge around $39 per month, so you should demand representation from a law firm for the same price to improve your credit score.
•Is a free consultation available?You should be able to discuss your goals and expectations before you enter into a contract with any credit repair company.
You should also be advised of your rights under The Fair Credit Reporting Act (FCRA) [http://www.
825credit.
com/fcra.
html] and learn how the law is on your side to help you improve your credit score.
•Can you cancel at anytime?Hiring the right credit repair company to represent you can help you gain better credit and improve your credit score.
As results are obtained, you will not require the services of a credit repair company forever.
Once you improve your credit score, reputable credit repair companies will allow you to cancel your account.
•Are online account management tools available?Reputable credit repair companies allow you, the client, to choose how you want your case managed to improve your credit score.
Good credit repair law firms will give you options and advice on how to achieve the best results and will allow you to manage your case via a secure online client website.
•How many items have they removed for their clients?Legitimate credit repair companies have a proven track record of success.
Companies such as Lexington Law have helped over 400,000 clients delete millions of items that are serious enough to harm your access to credit, prime loan rates and even a job.
I understand the challenges that you've encountered on your quest for better credit and, more importantly, a better life.
You've been climbing a mountain; the right credit repair company can help you reach the top.
