How to Stop Debt Collectors in Their Tracks and Beat Debt Collectors at Their Own Game
If you've gotten really behind in your bills you might be dealing with debt collectors.
And even though you have to pay off your debts you don't have to put up with many of the downright disgusting tactics that some debt collection agencies employ.
You can stop debt collectors in their tracks and beat debt collectors at their own game.
Although there are legitimate debt collection agencies who will respectfully work with you, all too many of them revert to harassment, intimidation and threats.
They pester you.
They never leave you alone.
And some of the things they do are so sleazy and downright sneaky that they can make a grown man cry.
However, you can turn the tables on them.
You can fight back.
Here are a couple of things you might want to consider doing.
First of all, there is no need to put up with being harassed.
You might request that they communicate to you in writing.
This will give you their name, address and phone number.
When you get that information research the company.
See if they are a legitimate agency.
If they are not you can report them - if they are taking illegal actions.
Having this information also gives you things in writing if you end up going to court.
Above all else, make sure that you do not give them any of your personal financial information while you're on the phone.
If they start to pressure you and demand the information tell them to put their request in writing and send it to you.
Why should you talk to such jerks? Unfortunately, they could be worse than just being jerks.
They could be outright thieves who have gotten hold of your phone number and account information.
It could be a slimy debt collection agency that will take money out of your account with or without your authorization if you give them the information they are telling you to give them.
It bears repeating: never give out personal information over the phone.
And even though you have to pay off your debts you don't have to put up with many of the downright disgusting tactics that some debt collection agencies employ.
You can stop debt collectors in their tracks and beat debt collectors at their own game.
Although there are legitimate debt collection agencies who will respectfully work with you, all too many of them revert to harassment, intimidation and threats.
They pester you.
They never leave you alone.
And some of the things they do are so sleazy and downright sneaky that they can make a grown man cry.
However, you can turn the tables on them.
You can fight back.
Here are a couple of things you might want to consider doing.
First of all, there is no need to put up with being harassed.
You might request that they communicate to you in writing.
This will give you their name, address and phone number.
When you get that information research the company.
See if they are a legitimate agency.
If they are not you can report them - if they are taking illegal actions.
Having this information also gives you things in writing if you end up going to court.
Above all else, make sure that you do not give them any of your personal financial information while you're on the phone.
If they start to pressure you and demand the information tell them to put their request in writing and send it to you.
- If they continue to pressure you hang up on them.
Why should you talk to such jerks? Unfortunately, they could be worse than just being jerks.
They could be outright thieves who have gotten hold of your phone number and account information.
It could be a slimy debt collection agency that will take money out of your account with or without your authorization if you give them the information they are telling you to give them.
It bears repeating: never give out personal information over the phone.
