How to Calculate Malaysia EPF
- 1). Record the amount of money in your EPF account after every month and the dividend rate for that year. As an example, your EPF balance as of January was $1,000 and the dividend for the year was 5.65%.
- 2). Multiply your monthly balance by the yearly dividend rate. In the example you would multiply 1,000 by 0.0565 and get 56.5.
- 3). Divide the result from Step 2 by the number of days in the year, usually 365. In the example you would divide 56.5 by 365 and get a result of 0.155.
- 4). Multiply the result from Step 3 by the number of days in the month. In the example, because there are 31 days in the month, you would multiply 0.155 by 31 and get a result of 4.805. Your return for the month of January was $4.81.
- 5). Calculate your return for every month using the same process as outlined in Steps 1-4. Add each month's returns together at the end of the year to calculate your anticipated return for the year.
