SSI Benefits for Indiana
- Indiana provides a supplement for Medicaid and SSI recipients who need care in a residential facility but not a nursing home. Children under the age of 18 cannot receive state supplementation of benefits. Benefits are available through the Indiana Family and Social Services Administration. Indiana requires that the residential facility maintain a license through the Family and Social Services Administration and approval for the Room and Board Assistance Program. A privately owned or publicly owned facility can be for profit or not-for-profit and qualify under Indiana requirements for state supplemental SSI benefits.
- The Indiana resident may own a home and furnishings, but other resources cannot total more than $1,500. This figure is $2,250 for a couple if both are in a residential facility. The recipient may have life insurance up to $10,000 if the estate or a funeral director is the beneficiary, but Indiana reduces this amount by burial insurance or an irrevocable burial trust. Real property offered for rent or sale is exempt from calculations. Federal SSI regulations allow up to $2,000 in resources for an individual or $3,000 for a couple.
- Indiana supplements the payment to a licensed residential facility for SSI recipients with a maximum added benefit of $827.06 a month for an individual as of 2011. Couples receive the equivalent of two individual payments because the state and federal agencies consider a couple as individuals one month after leaving an independent living arrangement. The Indiana resident in a residential facility receives $52 in personal allowance -- $22 from the state and $30 from the federal benefit. This payment does not count in federal SSI benefits calculations. The total benefit can be as much as $1,501.06 with the combination of the federal SSI benefit of $674 and the state benefit of $827.06.
- Indiana does not provide special-needs assistance, and bases the medically needy assistance on a spend-down or a deductible in the amount of resources available. These individuals can qualify for Medicaid if meeting all eligibility requirements except income. Once the individual incurs medical expenses in the amount of excess income each month, eligibility continues through the end of the month.
