How To Come Across Your Lost Super?
Nowadays, there are a lot of people who might have lost contact with their super accounts, yet astonishingly, they are not even aware of this. What happens is that the majority of people shift to a new house or change their address, name or even their job, but they do not inform the fund authorities. Moreover, your company might not have been compensating your superannuation help or your payment might just get misplaced in the system.
But, there is an excellent news. You are able to track your payment and still claim for the lost superannuation. As your company is the major donor in the majority of cases, you might want to begin your hunt from there. If you feel there is some problem, perhaps the first step is to get in touch with your human resource department and inquire them regarding the superannuation. Nevertheless, it is good to identify in advance if you actually meet the criteria for the contributions, before you start calling your employer names. The following are a number of ways that are utilized to help people come across their lost super fund.
Super Seeker - This is an online search tool that is offered by the Australian Taxation Office (ATO) to assist people perform the search of their lost superannuation. The tool will hunt the ATO's records for lost or unclaimed super funds. All that is needed is your name, tax file number with date of birth so that the search is successful. An excellent thing with this tool is that it is free of charge and you are able to even utilize this service over your phone. There are a lot of experts out there who are also eager to assist you in the procedure and you might want to engage them for the finest and fast results.
Rollover funds - Generally, when the super gets lost, it is shifted to a holding fund, usually identified as the eligible rollover fund. There are approximately sixteen rollover funds and as in a number of cases the SuperSeeker Australia tool might not find a lost super, in that case you might be required to hunt each one of the eligible rollover funds. This is where a trustworthy company comes in to assist you in the search. Moreover, the company will make contact with all of them, and surprisingly, you might realize that your money is in a few of the funds in your name or even in your old address.
There are many companies that operate in Australia to take the hard slog out of finding and consolidate your lost or inactive super funds.
But, there is an excellent news. You are able to track your payment and still claim for the lost superannuation. As your company is the major donor in the majority of cases, you might want to begin your hunt from there. If you feel there is some problem, perhaps the first step is to get in touch with your human resource department and inquire them regarding the superannuation. Nevertheless, it is good to identify in advance if you actually meet the criteria for the contributions, before you start calling your employer names. The following are a number of ways that are utilized to help people come across their lost super fund.
Super Seeker - This is an online search tool that is offered by the Australian Taxation Office (ATO) to assist people perform the search of their lost superannuation. The tool will hunt the ATO's records for lost or unclaimed super funds. All that is needed is your name, tax file number with date of birth so that the search is successful. An excellent thing with this tool is that it is free of charge and you are able to even utilize this service over your phone. There are a lot of experts out there who are also eager to assist you in the procedure and you might want to engage them for the finest and fast results.
Rollover funds - Generally, when the super gets lost, it is shifted to a holding fund, usually identified as the eligible rollover fund. There are approximately sixteen rollover funds and as in a number of cases the SuperSeeker Australia tool might not find a lost super, in that case you might be required to hunt each one of the eligible rollover funds. This is where a trustworthy company comes in to assist you in the search. Moreover, the company will make contact with all of them, and surprisingly, you might realize that your money is in a few of the funds in your name or even in your old address.
There are many companies that operate in Australia to take the hard slog out of finding and consolidate your lost or inactive super funds.
