What Is an Insurance Declarations Page?
- Insurance documents are often lengthy; the declarations page offers a quick look at your coverage.Comstock/Comstock/Getty Images
The declaration page of your insurance policy is the personalized part of your policy. It offers an at-a-glance look at your coverage and serves as proof of insurance. Your declaration page will identify who is insured, what property is covered, the policy period and the policy limits. The specific information shared differs for different types of insurance, such as automobile, life or home. - Your car insurance declaration page shows information such as your deductible.BananaStock/BananaStock/Getty Images
When you purchase a new automobile insurance policy, you should double-check your declaration page. A car insurance policy declarations page includes your car insurance policy number, the effective and expiration date of policy, vehicle identification number, make and model information, your name and contact information, the type of coverage you purchased, the deductible amount you've chosen, the maximum coverage amounts and your total premium. A declarations page will also feature contact information for your insurance agent. - Your homeowners insurance policy declaration page shows property information.Hemera Technologies/AbleStock.com/Getty Images
A typical homeowners insurance declarations page includes your contact information, the policy's effective date and period of length, the location of insured property, the total premium, the coverage amount on the property and any discounts the insurance company may have provided as part of the premium. This declarations page will also include contact information for the insurance company. - Your declarations page is usually the first page in your policy.Hemera Technologies/AbleStock.com/Getty Images
The declarations page is a document often requested by other parties when they are looking for proof of insurance. The declarations page of your insurance policy is usually the first page, or directly following a cover letter. If your insurance carrier has a website, you can also usually access the declarations page online if you cannot find the original copy.
