For those who want a relatively safe and sure real estate investment, multiple dwelling complexes are the way to go. This is especially true in Australia where the prices of real estate seem to be continually on the rise and are not about to let up.

Now for banks and lenders to really be interested in granting your home loan for multiple dwelling complexes it would be best to get these dwellings from different locations, and that the dwellings be of different property types. This is in order to reduce the risks that the banks and lenders are exposed to, as it would be easier for them to sell units individually in the future for worst case scenarios where the borrower is unable to make the repayments. Furthermore finding tenants for different types of property would be easier as the investor is not stuck with one type of property to rent out. Instead he has a variety of properties that he can market to different types of people. This diversity in choice can make renting out the property a lot easier, and overall a better investment.

On the part of the one applying for the loan, it would be best to concentrate on multiple dwelling complexes that are residential, and not commercial in nature. This is because interest rates are generally lower for residential apartments. As an investor you would like to get back your ROI as soon as possible. By minimizing costs from the very start, ROI would be easier to recover.

Also make sure that you are purchasing property from a trustworthy and accredited developer. This is to further ensure the lender and bank that the property will be finished, and that they will not end up having lent money in order to fund a development that is left unfinished and thus utterly worthless.

For more information on investing in these multiple dwelling complexes it would be best to consult the experts in home loans. They can aid you in making the most of your investment and the money that you will receive once your home loan application is approved.