But now, you can use your 24x7 ATM kiosk at your convenience to make payments at zero cost, at your convenience. According to the BuzzBack survey, commissioned by NCR Corporation, an ATM manufacturer, 46 per cent of Indians are more likely to choose one financial institution over another if they make it easier for them jpmorgan chase card to personalise and control, when, where and how you interact through your preferred channel. So, even if you have missed the banking hours or your Internet kink is down, you can still carry on with these payments and purchases without a hitch. For example, HDFC Bank charges Rs 50 and ICICI Bank Rs 100 if you opt to pay over the counter. "Not really," says Sumant Kathpalia, head, consumer banking, IndusInd Bank, adding that customers still use ATMs for withdrawal of cash and balance inquiry. Type the amount you want to pay and the fund gets immediately transferred. You can pay your credit card bill through your bank ATM, using your debit card. The discount will be accounted for in your next bill. A month starts with a horde of bills. Universities, such as IIT Kharagpur, NITK Suratkal, IIT Madras, have a tie up with State Bank of India (SBI). You will get an FD receipt within seven working days. Check with your bank and biller if they have any discount plans for customers who opt to pay utility bills through ATM. Credit: Mark HelmsOpen an FD. But that was then. Pay your application/tuition fees. Now, you can open a fixed deposit (FD) account without visiting a branch or writing a cheque, right at the ATM. Bankers also testify that ATMs are now an integral part of the bank's service sbi credit card online payment delivery network. Most educational institutions allow you to pay their application or tuition fee through a selected bank ATM. You can collect your confirmatory receipt from the ATM machine. You will have to register yourself first at the ATM, which is a one-time procedure. An over-the-counter transaction for the same comes for a fee. The tax amount you have chosen will be debited from your account and the ATM will generate a receipt with a special number (SIN). Register your debit card with your bank's website for ATM payment of your tax.

Pay your credit card bill. Automated teller machines (ATMs) were a thing of wonder in the 1990s. Pay your utility bills. Pay your Tax. Donate. You can pay electricity and phone bills, insurance premiums, and so on, through your ATM and save more. Asking for mini-balance statements regularly will help you keep a track of all your transactions and ensure that there is no discrepancy in your account. For example, if you are located in Mumbai, Reliance Energy gives you a discount of 0.5 per cent on the bill amount, subject to a maximum discount of Rs 250 per bill; Mahanagar Gas gives 1 per cent discount and MTNL 1 per cent discount subject to a maximum of Rs 250 per bill if you opt to pay through the BillPay facility of HDFC Bank. ICICI Bank allows you to open an FD for 390, 590 and 990 days with the prevailing interest date of the day. If you have a habit of withdrawing a particular denomination every time, use the fast cash option to save your time.