Teen Auto Insurance - How To Get A Cheaper Insurance Policy
Teen auto insurance tends to be expensive because historically teenagers tend to get into a higher percentage of car accidents compared to drivers in general.
That being said, there are things that you can do to reduce your auto insurance premiums as much as possible.
These savings can results in hundreds to thousands every year so it is highly recommended that you learn what you can do to lower your monthly insurance payments.
Getting Cheaper Teen Auto Insurance: 1.
Get good grades.
Most auto insurance companies will provide drivers that are still in school a discount of they maintain good grades.
This doesn't mean that you have to get straight A's.
Even having a B average may qualify you for discounts.
2.
Good driver discounts.
Most teenagers don't have an accident for years.
And car insurance companies love this and will gladly reward you for this.
If you have not been in an accident for 6 to 12 months, you may be eligible for discounts that can reduce your teen auto insurance policy.
It never hurts to ask.
3.
Take a driver's ed course.
Many teenagers take these courses anyway.
However, many teens don't realize that insurance companies will usually give you a 5 to 10 percent discount on your policy if you provide them the certificate you received for successfully passing the course.
Although teen auto insurance can be expensive, there are a few things that you can do to lower your premiums.
By getting good grades, being a good driver, and taking a driver's ed class, you can immediately lower your car insurance premiums by up to thousands of dollars per year.
That being said, there are things that you can do to reduce your auto insurance premiums as much as possible.
These savings can results in hundreds to thousands every year so it is highly recommended that you learn what you can do to lower your monthly insurance payments.
Getting Cheaper Teen Auto Insurance: 1.
Get good grades.
Most auto insurance companies will provide drivers that are still in school a discount of they maintain good grades.
This doesn't mean that you have to get straight A's.
Even having a B average may qualify you for discounts.
2.
Good driver discounts.
Most teenagers don't have an accident for years.
And car insurance companies love this and will gladly reward you for this.
If you have not been in an accident for 6 to 12 months, you may be eligible for discounts that can reduce your teen auto insurance policy.
It never hurts to ask.
3.
Take a driver's ed course.
Many teenagers take these courses anyway.
However, many teens don't realize that insurance companies will usually give you a 5 to 10 percent discount on your policy if you provide them the certificate you received for successfully passing the course.
Although teen auto insurance can be expensive, there are a few things that you can do to lower your premiums.
By getting good grades, being a good driver, and taking a driver's ed class, you can immediately lower your car insurance premiums by up to thousands of dollars per year.