The Rising Cost of Health Care"s Hidden Health Risks
While we are seeing gigantic jumps in the technology and solutions with health care there may be a new problem coming to the surface.
That problem is it is too expensive for individuals to get prescriptions filled or they are delaying going to the doctor when there is a problem.
More than 60% of Americans with health insurance coverage reported an increase in their portion over what they were paying last year.
The interesting affect was that roughly 81% took better care of themselves because of the increase in premium.
This is a prime example of the pain versus the pleasure principle.
The pain of the extra money being extracted from their pay caused them to work at becoming healthy.
But we still have real problem.
Prescriptions which are skipped or missed all together can cause fatal problems.
With doses based on weight, taking 50% of the planned regiment may cause a relapse.
Worse are the individuals who cannot even afford the refill, so they just do not go to get their medication.
The impact on the medical benefits, will be an increase in the utilization of current plans.
Further, nearly 2/3rds stated that they only go to the doctors for more serious conditions or symptoms.
The regular doctor visits are not happening to catch the problems sooner, which means more expense to help get these guys and gals healthy again.
This type of scenario use to be seen in the elderly only, but now we are seeing this problem in individuals in their 30's and 40's.
Education of the true cost of wellness needs to be at the forefront of this issue.
People need to know what to do and how to do it to become healthy.
In 2-5 years, their health will improve and so will the claims experience.
That problem is it is too expensive for individuals to get prescriptions filled or they are delaying going to the doctor when there is a problem.
More than 60% of Americans with health insurance coverage reported an increase in their portion over what they were paying last year.
The interesting affect was that roughly 81% took better care of themselves because of the increase in premium.
This is a prime example of the pain versus the pleasure principle.
The pain of the extra money being extracted from their pay caused them to work at becoming healthy.
But we still have real problem.
Prescriptions which are skipped or missed all together can cause fatal problems.
With doses based on weight, taking 50% of the planned regiment may cause a relapse.
Worse are the individuals who cannot even afford the refill, so they just do not go to get their medication.
The impact on the medical benefits, will be an increase in the utilization of current plans.
Further, nearly 2/3rds stated that they only go to the doctors for more serious conditions or symptoms.
The regular doctor visits are not happening to catch the problems sooner, which means more expense to help get these guys and gals healthy again.
This type of scenario use to be seen in the elderly only, but now we are seeing this problem in individuals in their 30's and 40's.
Education of the true cost of wellness needs to be at the forefront of this issue.
People need to know what to do and how to do it to become healthy.
In 2-5 years, their health will improve and so will the claims experience.
