The January Sales will soon be upon us and with the sales you can expect crowds, queues and people rushing around trying to find those sought after bargains.
It is a time where you can save huge discounts on anything from clothing, home furniture such as sofas and electrical equipment such as TV's and blu-ray players.
With so many offers and the chance to get a lot of items cheap you can get carried away with the atmosphere and sheer adrenaline of it all, whether your bulk buying or just generally buying an expensive item.
So it's a good idea and an excellent measure to look for the right credit card before January is here.
The last thing you want is to get into debt and find out the APR on your credit card is high, it can cause stress, unneeded burden and you will end up paying a lot more back than you normally would.
With the right credit card you can enjoy the January sales and get all those much needed things that you have wanted throughout the year, whether it's buying wine and champagne for distant relatives or treating yourself.
Another option would be to get a rewards based card which basically allows you to repay the full amount borrowed within the interest free period so you can feel safe in the knowledge that you are literally just borrowing the money and paying it back without any added interest.
However I would recommend using this card only when you know you will be spending a small amount in the January sales.