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Accident Claim Advice

Accidents are a part of our daily lives.
Sadly, the everyday use of motor vehicles increases our chances of being in an accident.
The result of an accident is usually damage to property and, sadly, either an injury or at worst (knock wood) - death.
It is for this exact reason that people get insurance coverage: to help them financially through these difficult times.
If you've been in an accident or know someone who has been in an accident, here is some accident claim advice, to help ease you through this difficult time and give you the best chance of making a successful claim.
Accident Claim Advice - words of wisdom Here is some advice to reduce the stress of being in an accident and making a claim.
-The first thing you need to make sure of is that you are paid up, and fully covered, by your insurance - before getting in an accident.
Without appropriate and up-to-date coverage, you won't be able to make an accident claim.
-If you are involved in an accident the wisest thing you can do is to never leave the scene.
That is the golden rule, no matter how much of a hurry you may be in - stay put! -While you wait on the scene of the accident, if the other driver is cooperative, exchange insurance information.
Make sure that you at least get basic information like name, address, and the driver's insurance carrier company and his or her policy number.
If, in the rarest of chances, the driver is not cooperative, as soon as you can, make sure that you get as much information about them as possible so the police can find them for you.
Make a note of the car's license plates, brand, color and year of make.
If you have a camera at hand, even the one on your cell phone, use it to take as many pictures of the scene of the accident as you can from as many angles possible.
All this can be used as evidence later, to help you make an accident claim and/or take legal action.
-The next thing you need to do is to contact your insurance company.
They will be able to give you more information and more detailed accident claim advice in accordance with their policies and procedures.
They will tell you how to begin filing your accident claim and may be able to help you in other ways for example by assigning you a replacement car.
They will also assign an adjuster, a specially trained staff member, to your case.
The adjuster will determine if your claim is legitimate and decide on the the monetary amount you will eventually receive from your accident claim.


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