Being a woman has several advantages.
Not only do you get to be the fairer sex, who at the same time is also independent but you also get women's car insurance at much lower rates.
And this is not because of some male chauvinist idea that women need to be taken care of but it is because female drivers are more careful than men.
The women do not drive at breakneck speeds and thus are involved in fewer and less disastrous accidents.
Accidents involving women usually involve only a few scrapes or broken headlights at the most.
Thus, they are considered less of a liability than men.
Furthermore, married women or women with kids have an added advantage as they are considered to have steadier incomes and have a more responsible attitude than young, single women.
However, women should know a few things before they approach a car insurance company.
They must first of all check the credibility of the company.
Next, they must be aware of their own record.
People with a high number of tickets due to wrong parking, speeding or DUIs could end up being charged heavy premiums.
Also, you must be aware that the older your car is, the lower are the chances of you being able to get an insurance for it.
It might be a wise decision to just sell the old car off and buy a new one instead.
You should also know that once you have a women's car insurance package, it is not necessary that you will have to pay the same premium always.
Car companies usually keep a track of you and if you get too many tickets within a span of few years, your premium may be hiked up.
Thus, you must always be careful to spoil your record.
Always make sure you have done your homework before buying an insurance package.
Do a thorough research of all the companies offering women's car insurance.
Then read the reviews online of various people who have shared their experiences in forums.
You could also ask people who have a lot of knowledge or experience for advice.