If you're unemployed or self-employed, or your employer doesn't offer a group health benefits plan, purchasing an individual policy is the most responsible thing you can do.
One of the most common reasons people don't purchase health insurance is the cost, and when it comes to individual health insurance, Florida residents are just as concerned as the rest of the nation with keeping premiums low.
However, not everyone realizes that purchasing a health plan can prove difficult no matter what kind of budget you're working with.
Carriers Can Deny Coverage It's unfortunate, but it's true.
An insurance carrier can deny your application for individual health insurance.
Florida residents, like residents throughout America, can be denied coverage for a wide array of reasons, the most common of which are existing health conditions.
These conditions vary from chronic physical illnesses to mental health disorders.
There's Still Hope After Denial Of course, if they're denied individual health insurance, Florida folks certainly shouldn't give up hope.
Shopping around is probably one of the best pieces of advice you can follow when you're searching for medical coverage, and so it only makes sense to continue shopping around if a carrier denies to write you your own health policy.
Yet, if you've shopped around and tried every insurance carrier you can think of and you still can't seem to find individual health insurance, Florida does suggest other alternatives for people who are repeatedly denied coverage.
Check with the Florida Office of Insurance Regulation for more information.