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LifeLock Vs IdentityTruth

LifeLock is probably one of the most popular identity theft prevention companies.
Its plans provide protection for identities, bank accounts and credit cards.
LifeLock offers the best services at competitive prices.
You get protected against bank account and credit card theft in its patented WalletLock.
You also get your information protected from black market sites in eRecon.
When you pay $10 a month, you get enrolled in both programs.
LifeLock offers a $1,000,000 guarantee to any of its members whose identity is stolen.
Rest assured that you will be legally and financially assisted should your identity be stolen.
You will be provided with investigators to track down thieves and lawyers to clarify your name.
No more worries that you will be in debts of thousands of dollars.
CEO Todd Davis even advertises his social security number as a challenge of theft of his identity.
This is how confident LifeLock is of its services.
What this means is that you can be protected at fees you can obviously afford, but should theft happens anyway, you will be armed at the expense of this company.
To top off, you may be able to qualify for discounts (10%) on all plans, plus free protection for one month.
You also get discounts for other members of your family.
IdentityTruth on the other hand, is quite a new company, but it utilizes modern methods.
For one, you get an identity health score to predict when your identity is likeliest to be stolen.
This is made known to you via an analysis and a description in terms that you can understand.
You also get reports of suspicious activities in regard to your identity in real time.
And you can access its services on a convenient interface within a members' area.
Your private information such as bank account and credit card are displayed to you clearly, as are the instructions to follow should there be a problem.
The sum of guarantee of their services is even higher; at $2,000,000.
However, only one major credit bureau; Experian, is monitored.
Should your identity be stolen, you will be reimbursed on the expenses incurred including lost wages, in order to recover your identity, through coverage from AIG in insurance companies.
Your credit will also be fixed so that you experience minimal financial inconvenience as quickly as possible.
With IdentityTruth, you don't get a free month of protection, or discounts for your family members but you get a discount (17%) when you sign up for a one-year-plan.
Get an even higher discount (36%) when you sign up for a three-year-plan.
So which company is better? It depends on your preferences.
Payment-wise, LifeLock is more affordable.
But then, if you can sign up for a year or three, you get a better discount with IdentityTruth.
Also, there is no discount for other family members with the latter.
If website usability matters to you, IdentityTruth may be your choice, but some may not give much thought to this.


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