Utah Bankruptcy Attorney
Utah Bankruptcy Attorney : Bankruptcy attorneys handle all aspects of bankruptcy law and provide legal methods for an individual or commercial enterprise/business to either wipe out debts by liquidating assets and distributing them among creditors or resolve them by developing a court-approved reorganization plan, or other plan involving the repayment of creditors over time.
Bankruptcy May Not Be the Solution for You
Bankruptcy is an extremely powerful debt relief mechanism that will immediately stop all creditor calls, collection harassments, collection activity, paycheck and wage garnishment, automobile or other personal property repossession. It will also postpone or end all foreclosure proceedings on your home, and will usually eliminate most of your debts while giving you a fresh start in life. Bankruptcy is the dawn of a new day. The weight of the debts incurred prior to bankruptcy will be gone, leaving you free to start anew.
Bankruptcy is not the best option for everyone. Our aim is not to try to convince you to file bankruptcy! We will take the time necessary to explain all of your available options and then help you find the best option that suits your individual needs.
Filing for bankruptcy will relieve the mental and emotional stress you are going through, stop your wage garnishments and the hassles associated with debts collectors.
End the Harassment
Scott Blotter Will Step Between You and Your Creditors
Once you retain us to help you with your bankruptcy you can start referring creditor calls to us. The moment you file for bankruptcy, the credit collection agencies must cease hassling you immediately and deal with us instead. Do something about your debt now, rather than constantly worrying at home or work, call and discuss your options with us today.
Scott Blotter will listen to you and evaluate your financial problems and advise you on all possible solutions. Even though filing for bankruptcy isn't pleasant, the benefits are immediate.
You can go home and relax for possibly the first time in a ages knowing that you will receive a new start with a budget you can afford and control. You can answer the phone again.
Chapter 7
Each state has exemption laws that allow debtors to retain some assets, free from creditor claims, even if they are unable pay those creditors. The logic behind this is that creditors would actually receive very few assets since debtors would not have a place to live, clothes to wear, or a way to drive to work. Most exemptions allow creditors to keep their clothes, many household goods, a car with some limited value, tools of their trade, as well as other specific property. Some exemptions even allow debtors to retain equity in a home.
Chapter 13
Under chapter 13, you enter into a payment plan in exchange for keeping even non-exempt property. Again, you must still pay for secured property in order to keep it. You may not have to pay the full amount of the debt in some circumstances, however. Also, it is possible that a bankruptcy judge may not allow you to keep and pay for certain secured property, such as an unnecessary luxury good.
Bankruptcy May Not Be the Solution for You
Bankruptcy is an extremely powerful debt relief mechanism that will immediately stop all creditor calls, collection harassments, collection activity, paycheck and wage garnishment, automobile or other personal property repossession. It will also postpone or end all foreclosure proceedings on your home, and will usually eliminate most of your debts while giving you a fresh start in life. Bankruptcy is the dawn of a new day. The weight of the debts incurred prior to bankruptcy will be gone, leaving you free to start anew.
Bankruptcy is not the best option for everyone. Our aim is not to try to convince you to file bankruptcy! We will take the time necessary to explain all of your available options and then help you find the best option that suits your individual needs.
Filing for bankruptcy will relieve the mental and emotional stress you are going through, stop your wage garnishments and the hassles associated with debts collectors.
End the Harassment
Scott Blotter Will Step Between You and Your Creditors
Once you retain us to help you with your bankruptcy you can start referring creditor calls to us. The moment you file for bankruptcy, the credit collection agencies must cease hassling you immediately and deal with us instead. Do something about your debt now, rather than constantly worrying at home or work, call and discuss your options with us today.
Scott Blotter will listen to you and evaluate your financial problems and advise you on all possible solutions. Even though filing for bankruptcy isn't pleasant, the benefits are immediate.
You can go home and relax for possibly the first time in a ages knowing that you will receive a new start with a budget you can afford and control. You can answer the phone again.
Chapter 7
Each state has exemption laws that allow debtors to retain some assets, free from creditor claims, even if they are unable pay those creditors. The logic behind this is that creditors would actually receive very few assets since debtors would not have a place to live, clothes to wear, or a way to drive to work. Most exemptions allow creditors to keep their clothes, many household goods, a car with some limited value, tools of their trade, as well as other specific property. Some exemptions even allow debtors to retain equity in a home.
Chapter 13
Under chapter 13, you enter into a payment plan in exchange for keeping even non-exempt property. Again, you must still pay for secured property in order to keep it. You may not have to pay the full amount of the debt in some circumstances, however. Also, it is possible that a bankruptcy judge may not allow you to keep and pay for certain secured property, such as an unnecessary luxury good.