DUI Convictions - Catastrophic For Keeping Car Insurance
Driving Under the Influence or a DUI conviction can be catastrophic in keeping or getting car insurance.
Using poor judgment while drinking and driving has lifetime consequences.
Young drivers do not take into consideration how getting arrested for DUI can impact their lives.
The possibility of killing someone or themselves is the ultimate reason not to drive under the influence.
There are many other reasons not to drive drunk.
The penalties beyond keeping your automobile insurance are sobering enough.
If you get arrested for DUI the money starts flowing from your pocket for the rest of your life.
If you get convicted of a DUI your ability to even buy car insurance will be in jeopardy.
The first thing that happens is getting bailed out of jail.
That could cost $500 or more in many states.
Then the courts will impose fines and costly community service in lost income.
Likely the courts will impose court mandated counseling at your expense.
So, poor judgment is very costly in fines, fees, jail, community service, and probation.
Now consider what it does to your ability to have car insurance.
The first thing that happens is your premiums are raised.
A provider appointed underwriter will access your insurability and risk to the company.
Insurance companies are in the business to make money.
High risk cases are given a second look.
The younger you are the higher the cost.
At any age the carrier may decide that the risk is too great for DUI offenders and refuse to take the risk to insure a DUI conviction.
Even if you are able to get coverage the premium rates could be inflated for decades.
Using poor judgment while drinking and driving has lifetime consequences.
Young drivers do not take into consideration how getting arrested for DUI can impact their lives.
The possibility of killing someone or themselves is the ultimate reason not to drive under the influence.
There are many other reasons not to drive drunk.
The penalties beyond keeping your automobile insurance are sobering enough.
If you get arrested for DUI the money starts flowing from your pocket for the rest of your life.
If you get convicted of a DUI your ability to even buy car insurance will be in jeopardy.
The first thing that happens is getting bailed out of jail.
That could cost $500 or more in many states.
Then the courts will impose fines and costly community service in lost income.
Likely the courts will impose court mandated counseling at your expense.
So, poor judgment is very costly in fines, fees, jail, community service, and probation.
Now consider what it does to your ability to have car insurance.
The first thing that happens is your premiums are raised.
A provider appointed underwriter will access your insurability and risk to the company.
Insurance companies are in the business to make money.
High risk cases are given a second look.
The younger you are the higher the cost.
At any age the carrier may decide that the risk is too great for DUI offenders and refuse to take the risk to insure a DUI conviction.
Even if you are able to get coverage the premium rates could be inflated for decades.
