Things You'll Need

Instructions

1

Get pre-qualified for a unsecured line of credit. This is the first step to getting approved. You may be asked for your business history and income on your application.
2

Provide the lender with income tax returns for the last two years as well as personal income taxes for the last two years. They check this information to verify your personal and business income, as well as all debts.
3

Give the lender any legal documents that make the business legitimate, such as a business license or articles of incorporation.
4

Turn in the bank statements for the past three months. This is done to see if the money you do have is being spent responsibly.
5

Send the lender the financial statements for the business for the year-to-date. This is done to monitor the overall state of cash flows, income, and debts of the business.