Home and Contents Insurance Explained
Fall is a season to focus inward on home, family, and getting organized for the coming new year.
What better time to reassess your home and contents insurance coverage and ensure you're getting the best possible protection and value? But we know you have other things to do, like getting set for the holidays and spending time with the family.
So imagine how convenient it would be if all your insurance needs-from home to collectibles-were handled and are safe under your roof.
Securing all the things you love doesn't have to be difficult.
Consolidating your insurance will not only make life easier, but you might even be eligible for a multiple policy discount.
You know that home and contents insurance is there to protect your possessions.
But did you know that some insurance policies can cover you for personal liability, too? Many people are shocked to discover, only too late that their insurance won't cover accidents that happen in your home.
So if a litigious guest should fall in your foyer, you want to make sure your insurance covers medical costs-some policies will even cover your legal defense.
The right policy will also make it clear what you're insured against, which in insurance terms is called "named peril.
" This coverage could include many situations, such as fire, lightning, smoke, vandalism, or theft.
Are you properly covered? Take a quick look around your home.
Are you confident that everything you value is adequately protected? If you look closely, chances are you'll find valuables you didn't even realize you have.
Many of us under-estimate the value of our, everything from your rare albums on vinyl to the contents of a toolbox.
That is why you should take inventory of your personal possessions and review your home and contents insurance policies at least once a year.
Don't wait until after disaster strikes to discover you didn't consider the cost of replacing the clothes in your closet or you forgot to adjust your policy after purchasing a brand-new entertainment system.
If you discover as many people do that you need additional coverage for valuables such as watches or silverware, an Insurance Agency can help you find the right coverage.
What better time to reassess your home and contents insurance coverage and ensure you're getting the best possible protection and value? But we know you have other things to do, like getting set for the holidays and spending time with the family.
So imagine how convenient it would be if all your insurance needs-from home to collectibles-were handled and are safe under your roof.
Securing all the things you love doesn't have to be difficult.
Consolidating your insurance will not only make life easier, but you might even be eligible for a multiple policy discount.
You know that home and contents insurance is there to protect your possessions.
But did you know that some insurance policies can cover you for personal liability, too? Many people are shocked to discover, only too late that their insurance won't cover accidents that happen in your home.
So if a litigious guest should fall in your foyer, you want to make sure your insurance covers medical costs-some policies will even cover your legal defense.
The right policy will also make it clear what you're insured against, which in insurance terms is called "named peril.
" This coverage could include many situations, such as fire, lightning, smoke, vandalism, or theft.
Are you properly covered? Take a quick look around your home.
Are you confident that everything you value is adequately protected? If you look closely, chances are you'll find valuables you didn't even realize you have.
Many of us under-estimate the value of our, everything from your rare albums on vinyl to the contents of a toolbox.
That is why you should take inventory of your personal possessions and review your home and contents insurance policies at least once a year.
Don't wait until after disaster strikes to discover you didn't consider the cost of replacing the clothes in your closet or you forgot to adjust your policy after purchasing a brand-new entertainment system.
If you discover as many people do that you need additional coverage for valuables such as watches or silverware, an Insurance Agency can help you find the right coverage.