With so many television commercials telling us all about the insurance companies that claim they are the best, it is now pretty difficult to determine which company you should go with.
Some companies claim that they are cheaper for people who are good drivers, while other companies specialize in drivers with DUIs or bad credit scores.
So, how can you find a car insurance agency that will give you the best rate and the best service? The most obvious determining factor in choosing your car insurance agency is price.
Everyone is trying to cut back on their budgets right now and by shopping around for car insurance, you can save an awful lot of money.
That being said, the price you pay is not the only thing you should be looking for.
Some companies offer all types of additions to your policy that can be extremely convenient - rental car reimbursement, windshield repair, roadside assistance - all for a couple of pennies a day.
So, take a look at the big picture when you are trying to save money.
Also, when you choose a car insurance agency, make sure that they do business in the way that you like to.
If you want to be able to contact them from their website and email them with questions, then make sure that you choose a "high tech" insurance company.
Some of the smaller, local insurance companies don't have the infrastructure set up to handle online billing and that could be a problem for you.
Finally, some people feel that they really need a local insurance agent to meet with, to talk to, and to depend on in an emergency.
If this is you, then choose a company with a local office.
You might pay a little more money for this, but it could come in handy.