I own a car, but dont have a garage will this affect my insurance rates in New Jersey?. Contact your motor vehicle department and ask about driving classes you may be able to take to lessen the points on your record. I have compiled the following information from the American Insurance Association, the Property Casualty Insurers Association, and the Insurance Information Institute. It also provides $5,000 per accident Property Damage Liability and Personal Injury Protection of $15,000 per person per accident up to $250,000. Fortunately this article outlines the auto liability insurance state minimums that you are required to have in order to legally drive in the United States. Contact your motor vehicle department and ask about driving classes you may be able to take to lessen the points on your record. Since auto insurance costs vary from company to company, you should always get at least three different quotes. What does NJ have to say about getting cheap car insurance in NJ?. I own a car, but dont have a garage will this affect my insurance rates in New Jersey?. This policy provides the minimum coverages and is really for those who have few assets and limited income. To get free quotes and learn more about insurance please visit the following recommended sites. If your driving record is less than perfect, nows the time to begin working on it. Those drivers and vehicle owners who have, or who install, additional safety features such as anti-lock brakes, automatic safety belts, and child proof locks usually get cheap car insurance rates, too. To get free quotes and learn more about insurance please visit the following recommended sites. You can also get a Standard Policy with a minimum of $15,000 Bodily Injury coverage per person, per accident up to $30,000 for all persons per accident. Many websites and advocates of insurance (to include myself) recommend having a minimum of $100,000 for bodily injury protection per person and at least $300,000 for property damage costs and physical injury costs. Contact your motor vehicle department and ask about driving classes you may be able to take to lessen the points on your record. If your driving record is less than perfect, nows the time to begin working on it. When shopping for a New Jersey car insurance quote online, there are state requirements for auto insurance that you need to meet. Many factors are used to determine the price of your car insurance in NJ. Many times, drivers and vehicle owners can get cheap car insurance in NJ if theyre experienced drivers with minimal or zero incidents on their driving records. In reality, there are actually steps you can take to get the cheap car insurance you want. Scott Lunt is a freelance writer with over 15 years experience writing about car insurance. As an example my home state of Missouri shows the following - Missouri 25/50/10. New Jersey requires that before you can register a vehicle and get license plates, you need to purchase auto insurance covering the minimum coverages as required by law. You should also consider using an anti-theft device, as well as parking your car in a well-lit area even if its not a garage. As an example my home state of Missouri shows the following - Missouri 25/50/10. To get free quotes and learn more about insurance please visit the following recommended sites. As you shop online for the best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. Many factors are used to determine the price of your car insurance in NJ. New Jersey requires that before you can register a vehicle and get license plates, you need to purchase auto insurance covering the minimum coverages as required by law. What does NJ have to say about getting cheap car insurance in NJ?. By using the same information for each quote, you can get a more accurate comparison.