At open enrollment time, look at the plan options your employer offers. You may be able to save money by switching to your spouse's health coverage.

Medicare Advantage plans are Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs) or Private Fee-for-Service plans (PFFSs). These plans typically include prescription coverage. You can enroll in Medicare Advantage plans during the annual enrollment period each year (Novem

Children develop so quickly. Their bodies require optimal level of nutrition to allow them to reach their maximum potential both mentally and physically. But study after study shows that the children today are not getting ...

It is common knowledge that we're in an era where people are aware of diseases and the harmful consequences that they impose. Awareness levels are on an all-time high and people are always on the ...

X-rays were discovered in 1895 by physicist Wilhelm Roentgen. He discovered that bones under his skin were visible when rays from a cathode tube passed through. Roentgen didn't know what was happening and labeled the rays "x", which gives us the term x-ray. X-rays are also known as radiographs. They

Although expensive, HMOs offer many advantages over other health insurance models.health image by dinostock from Fotolia.comHealth Maintenance Organizations (HMO) offer more expensive health insurance as compared to a Preferred Provider Organization (PPO) or Point of Service (POS) plan....

Many people are having financial difficulties.woman having financial problems image by forca from Fotolia.comMedicaid originated to help those who cannot otherwise afford health insurance. In Alabama it covers the health needs of the elderly, disabled and families who are in financial...

Health insurance is one of the largest and most important sectors of the insurance industry. Providers guarantee medical benefits payments for various types of covered events in exchange for premium payments. Health plans are often purchased by employer groups in which members pay the same premiums.

Health insurance premiums continue to rise at annual rates that more than double the national inflation rate. A multitude of factors affect these increases, many of which originate outside the industry boundaries, or are otherwise unforeseeable. However, countless identifiable issues do exist which

Medicare Part D prescription drug coverage provides an added insurance benefit when used along with Medicare's hospital and medical insurance coverage. As with most types of insurance, participants must pay certain out-of-pocket costs, such as copays, in order to benefit from the coverage. In effect

Typically diagnosed during adolescence, type 1 diabetes is a lifelong condition that has no cure but is treatable. The care, medication, supplies and education needed to help manage type 1 diabetes and the conditions associated with it can be quite costly, especially when they are not covered by hea

Corporate governance comprises of a set of processes, policies and laws that impact the way in which a company is administered. Corporate governance gives importance to shareholders' welfare and also includes the relationships between the strategic goal of the company and its...

We humans are surrounded by innumerable diseases and health problems. Adding to it is the ever increase of human population which increases the chances of contracting such chronic diseases. Therefore, taking care of our health ...

The economy is in the worst situation in over 30 years and people who cannot afford expensive COBRA benefits need a COBRA alternative. Some say that things have not been worse since the Great Depression. ...

As a senior citizen, you are likely on a very strict budget. You may be living from social security check to social security check. You may be trying to stretch over dollar that comes out ...

Medicare is a federal benefit that covers healthcare for people of 65 years and above in the United States. Many people of this age will also choose to purchase out of their own pocket a ...

The world is full of diseases, accidents, and manmade attempts and for that reason people are making the health insurance plans by which they can feel relax with their security level in regards of treatment ...

When you receive a denied health insurance claim, it may still be possible to get the claim paid by your health insurance company. Sometimes getting a denial can result from a simple processing error. For more complicated issues, a denied health insurance claim can be appealed. This may sound like a

Medicare comes in four main parts. Parts A and B include benefits for hospital and preventive services. Part C allows members to buy policies from private companies. Part D was added in 2003 and covers prescription drugs. Medicare is not free and comes with a number of premiums, deductibles, copayme

In the time it takes you to puncture your skin with a dirty needle, microorganisms enter the wound and look for an environment suitable for growth. A simple prick with a syringe can infect a person with tetanus, hepatitis and necrotizing fasciitis, known as the "flesh eating disease." The dangers as