Working Capital Lines of Credit

Working capital lines of credit allow the business to use a line of credit for day to day operations. These lines of credit can be as short as 90 days and as long as several years.

Credit Cards

Use of revolving credit cards allows a business to manage cash flow and gives the ability to purchase items that the business currently does not have cash for.

Accounts-Receivable Loans

Accounts-receivable loans are for funds that are expected to be received by the businesses clients or customers. These loans are equivalent to payment for services or products already rendered.

Equipment Leasing

A lease for equipment is another type of small business loan. Banks typically require a history of operations for approval but allow the business to purchase equipment with a monthly payment.

Letters of Credit

Letters of credit are loans where, as an intermediary, the bank promises the seller that payment will be rendered when all conditions of the sale are met, these are used most often for international trade.