Knowing who you can trust when it comes to your money is often a dilemma that people across the UK face. In most cases, buying a home is the most expensive and important financial decision of a lifetime. If you are in a position where you are ready to invest in a property but are unsure of what's involved, feel overburdened by getting the right mortgage or just want to leave everything in the hands of someone who knows what they are doing, invest in advice from a whole of marketmortgage adviser.

What is Whole of Market Mortgage Advice?

Contrary to what you may think, not all mortgage advice is the same. You have the choice of whole market mortgage advice from an independent adviser, or you could use an adviser that is tied to one, or a panel of lenders.

If you use a tied adviser, your choices will be limited and there is no guarantee that a product will be properly suited to your specific needs.

Independent Advice

On the other hand, you could go for whole of market mortgage advice. This will be provided by a fully qualified, highly experienced whole of market mortgage adviser who is not tied to any lenders. This means you will be presented products from all of the lenders, even the lesser known ones and those not found on price comparison websites.

Consequently, the range of options will be much greater and a deal can be sourced which matches your unique requirements, rather than squeezing to fit an existing product. The rule ‘one size fits all' does not apply with mortgages. The chances are a whole of market mortgage adviser will be in a much better position to find one that matches your specific requirements compared to a tied lender.

To ensure you get the best possible deal and make significant savings, always invest in whole market mortgage advice. Doing so could really make a difference to your finances long term.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.